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REALTOR since 1990. My corporate background and training has awarded me top producing honors in both Marketing and Sales since 1981. I'm a Masters Award top producing Realtors in the Great Lakes Region and consistantly recognized as one of the top producers in my office. I have the skills to negotiate your sale from the begining of the transaction until the end. " Specializing In Results"
06.30.11
Housing and Economic Forecast Points to Rising Activity
Home sales are expected to stay on an uptrend through 2012, although the performance will be uneven with mortgage constraints weighing on the market, according to experts at a residential real estate forum today at the REALTORS® Midyear Legislative Meetings & Trade Expo here.
Article Location
http://realtytimes.com/rtmcrloc/Michigan~Southfield
Write here news or dates of coming events
Write here news or dates of coming events
ABOUT ME EDUCATION & EXPERIENCE
ORGANIZATIONS
MISSION STATEMENT
Eastern Michigan Alumni B.S. Degree, Eastern Michigan University Licensed Realtor since 1990 Sales and Marketing Executive since 1981 Continuing Education Courses Annually Dale Carnegie Course, Effective Speaking & Human Relations
Western Wayne, Oakland Board of Realtors Michigan Association of Realtors National Association of Realtors Alpha Kappa Alpha Sorority, Inc Southfield, Riverbank-Rivercrest Civic Association I will put my 30 years of Professional Sales and Marketing Experience to work for you!!
Providing you with quality service and complete client Satisfaction....Always....And to Make You A Lifetime Customer!!
SERVICES 
SELLING YOUR HOME
BUYING YOUR HOME
SHORT SALES
A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.
Learn how to prepare your home for the market, how to stage your house, which repairs are absolutely required and how to price your house competitively to sell in the shortest period of time. Get marketing tips on how to find qualified buyers, maximize first impressions and attract multiple offers.
The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you'll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.
http://cgi.money.cnn.com/tools/houseafford/houseafford.html
INVESTMENT PROPERTIES
COMMERCIAL PROPERTIES
A property that is not occupied by the owner, usually purchased specifically to generate profit through rental income and/or capital gains. opposite of non-investment property.
Read more: http://www.investorwords.com/2624/investment_property.html#ixzz1RGQlERID
Purchasing a business or commercial property can be complex and daunting, especially if it is your first business venture. Below are some key questions to ask when buying a business or property.
1. What am I looking for?
2. How much is it worth?
3. How does the process work?
4. How do leasehold, freehold going concern and freehold investment yields or multipliers work or differ the calculation to value or capitalise the net income or net surplus before owner / managers salaries to arrive at the value of the business or property?
5. Has the Add Back calculation been applied to the financial accounts to achieve the notional bottom line prior to applying the correct current market multiplier for the business or property this changes depending on location, length of lease, condition of property, timing of next rent review etc?
6. How long has the lease term got to go, how long before the next rent review, is there rights of renewal on the lease, is there variations to the original lease?
